house hold insurnace

Personal Insurance

As is perceived by most brokers, this is one of the easier fields of short-term insurance and the way which entry is gained to the short term industry. However it  is also the policy with the most pitfalls.

Fortunately here at CCIRC we are not only aware of the finer details 
of the domestic insurance policy, we also have a wide range of 
supporting products with which we can address all your needs.

Here is a brief description of some of the sections and the covers
 they give you.

•House owners -  this section is for your buildings and all the 
  structural elements of your property.

•House holders  - insures the contents of your house ie that is 
  every thing you live with and if or when you move,  take with 
  you.
 
•Personal all risks -  cover is ideal for high value items that leave
  your house regularly (Cell phones, jewellery bicycles …)

•Personal Liability - where you are found to be negligent at your
  premises and this causes harm or damage to others and/or 
  their property

•Motor  - Vehicles owned by you and your spouse, insured for 
  own damage or loss, and Third Party damage, ie damage you 
  might cause to others in respect of vehicles or property.

•Electronic Equipment - here you insure your computers, laptops 
  printers and modems.

•Personal accident - this covers you or/and who ever forms part 
  of your house hold against accidental death if stated in the policy
   schedule.

•CCIRC Assist -  your one stop helping hand from road side 
  assistance to Home assist. It a 24 hour service which will send 
  the AA out to help you start your vehicle, or tow in to nearest 
  garage/panel beater, and these are just a few of the services 
  on offer, the best is left for last. We do not only help you in case 
  of emergency, we also assist you with your shopping! Please go 
  to the assistance icon on the home page and have a look at the
  available specials. This is an ongoing benefit and available to 
  our policy holders who wish to subscribe on line.

We deal with the majority of South Africa's leading insurers and 
  underwriters to provide a tailored policy to meet your personal
  insurance business needs, giving you the peace of mind that 
  you have access to the correct insurance portfolios. All our 
  policies are payable monthly to facilitate better budgeting on 
  your monthly household expenses.

Main stream products that are available